Man who catch money tree with cupped hands accomplish anything.
I READ IN AN ARTICLE last week that people are saving more money today than they have in a long, long time. For the average person with a reliable job and consistent income this is a good sign. For creative individuals with fluctuating earnings, this news is even more welcome. During the financial meltdown the reality that people had no reserves to fall back on really hit home, driving many to try to ensure that they’re not caught in a difficult situation again.
If you aren’t in the “let’s start saving” boat yet, it’s important for you to find a way to get there. As creative individuals, we are rarely in situations where we have a consistent, stable income coming from our craft. Even if you’re making good money from your work now—and I hope you are—most of us know from experience that artistic jobs usually don’t last forever.
If another job materializes as soon as the last one ends, it isn’t normally guaranteed cash flow. Work and income arrive for many of us in spurts and starts. A client decides that they don’t need you anymore after a nice run, giving you only a day or two’s notice. If you don’t have reserves, what do you do? You hit the credit cards, friends, relatives and find work that takes time away from what you truly love.
