I struggled with whether this topic should be the feature article for December or January. I decided on this month because I think it is important to use these next few weeks to start developing a plan as to how you will handle your finances in the New Year. This way you will be able to start 2006 actually utilizing new strategies, rather than playing catch up all year.
We begin each of our seminars by asking participants to stand up if they truly want to change their financial picture and actually build wealth. Of course, every person is always on their feet. The next question, and the one I would ask you all to think about as you read this newsletter, is: